Thursday, December 29, 2011

Open an Online Brokerage Account

Article originally published on NYSE Euronext
12/29/2011

Modern technology has created an opportunity for consumers to try their hand at investing in the stock market without the need for industry representative involvement. Internet-based brokerage accounts are available from a number of reputable investment firms, allowing the do-it-yourselfers to buy and sell stocks, bonds and other securities at will, often for a fraction of the cost usually associated with traditional investment accounts. Opening an online brokerage account takes minutes, and the process is streamlined to be efficient and easy enough for even the most unsophisticated consumers.

Wednesday, October 05, 2011

The History of Online Savings Rates

Countless financial institutions offer consumers access to online savings accounts. These accounts are geared toward the younger, more sophisticated mobile crowd and offer features most likely perceived by that demographic as advantageous. While many aspects of banking exclusively online can be beneficial, disadvantages do exist. The historical interest rates of these accounts has fluctuated in correlation with the federal funds rate and the state of the nation's economy.

Wednesday, September 28, 2011

Differences Between Asset Targets & Production Targets for a Broker

Insurance brokers and financial advisors commonly work as independent contractors and rely heavily on their ability to generate new business and acquire new clients. A steady flow of qualified prospects is essential for a broker's success.

Additionally, selling insurance to new clients and opening new investment accounts is typically the only activity that results in compensation for brokers. Production and asset targets are fixed figures set by insurance carriers and investment firms, each one directly affecting a broker's earnings.

How to Calculate Interest Credit on an Equity Index Annuity

Annuities are retirement investment vehicles managed and maintained by life insurance companies that provide you with an income stream. Equity indexed annuities are a specific type of annuity product that contain features of both fixed and variable products, and link your account value to a stock market index. Calculating the interest credited to your equity indexed annuity is relatively simple, but the complexity of your particular contract ultimately determines the difficulty of the task.

Friday, September 23, 2011

Taxes on Shares Sold on Life Insurance

Article originally published on The Motley Fool
09/23/2011

View original HERE
 

Wednesday, September 21, 2011

How to Buy a Silver Stock Direct Investment

Article originally published on The Motley Fool (09/21/2011)

Taxes on Inherited Money from Non-Qualified Investments

Article originally published on eHow Money
09/21/2011

View original HERE
 

Monday, September 19, 2011

How Much is the Penalty for Cashing Out a Florida Investment Plan?

Article originally published on eHow Money
09/19/2011

View original HERE
 

Sunday, September 18, 2011

Tax on a Non-Contributory Retirement Plan

Article originally published on The Motley Fool
09/18/2011

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Tax on an Inherited Insurance Annuity Payout

Article originally published on The Motley Fool
09/18/2011

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Wednesday, September 14, 2011

Tax Handling of Inherited Annuity Payments

Article originally published on The Motley Fool
09/14/2011

View original HERE
 

Tuesday, September 06, 2011

How to Create a Comprehensive Personal Financial Plan

Comprehensive personal financial planning involves an analysis of your entire monetary situation. Everything from insurance to investments, including retirement and college plans, must be evaluated and considered.

You must determine where you stand with the policies, plans and arrangements currently in place, where you should be based on national averages and industry recommendations and what it will take to get you on the right track. The process is long and complicated and must be done properly to achieve valid, actionable results.


Friday, September 02, 2011

Tax Penalties for Non-Qualified Annuities

Article originally published on The Motley Fool
09/02/2011

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Tax on Annuity Interest

Article originally published on The Motley Fool
09/02/2011

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Taxation When Closing a Non-Qualified Annuity

Article originally published on The Motley Fool
09/02/2011

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Thursday, September 01, 2011

How to Take Distribution With Equity Indexed Annuities

Article originally published on The Motley Fool
09/01/2011

View original HERE
 

Wednesday, August 31, 2011

Taxation on Closing an Annuity

If you own an annuity or are considering investing in one, you must familiarize yourself with the potential tax consequences surrounding deposits and withdrawals. Annuities are available from countless insurance companies, and each product has its own features and benefits.

However, regardless of the contract provider and the specific type of annuity, the same rules regarding taxation of contributions and distributions apply to all of the products .

Tuesday, August 30, 2011

Tax Rules for Fixed Annuities

If you own a fixed annuity, or are considering investing in one, you must become familiar with the tax treatment of these types of accounts. Since annuities are retirement investment vehicles, specific IRS regulations affect contributions, accumulation, withdrawals and taxation of these accounts.

The specific type of annuity you own, whether it be fixed, variable or indexed, is irrelevant as far as how these rules are applied and the tax treatment of these products.

Monday, August 29, 2011

Taxes on a Retirement Account: Monthly Withdrawal Vs. Annual

Article originally published on The Motley Fool
08/29/2011

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Can I Claim a Tax Deduction on My Retirement Money?

Article originally published on eHow Money
08/29/2011

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Tax Responsibilities When Cashing in an Annuity

Article originally published on The Motley Fool
08/29/2011

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Sunday, August 28, 2011

Can an Annuity Be Set Up to Go to Your Children at Your Death?

Article originally published on The Motley Fool
08/28/2011

View original HERE
 

Tuesday, August 23, 2011

Tax-Deferred Annuity Taxation Rules

Article originally published on The Motley Fool
08/23/2011

View original HERE
 

Monday, August 22, 2011

Taxes on Partial Lump Sum Retirement Payments

Article originally published on The Motley Fool
08/22/2011

View original HERE
 

Tax Rules on Nonqualified Annuities

Annuities are retirement investment vehicles maintained by life insurance companies. If you invest in a non-qualified annuity, you may contribute as much money as you want and any growth in the account remains untaxed until you withdraw it.

Specific tax legislation exists detailing the time, manner and amount of the taxes due on distributions from these accounts.

Sunday, August 21, 2011

When Is Withdrawing From an Annuity Taxable Income?

Annuities are tax-advantaged retirement investment products offered by life insurance companies. Money within annuities grows tax-deferred until it is withdrawn. These products offer potentially significant opportunities for investors to accumulate money for use during retirement. 

Withdrawals from annuities are always taxable, regardless of the type of annuity or the time the withdrawal is made. However, different scenarios and situations may result in different taxable amounts, including the presence of penalties or mandatory distributions.

Taxation of Non-Qualified Annuities

Article originally published on The Motley Fool
08/21/2011

View original HERE
 

Thursday, August 18, 2011

How Does a Load Work in Investments?

If you plan to invest money in mutual funds, understanding the fees and expenses associated with buying and selling shares is essential to making proper decisions regarding the safety and security of your financial future.

Loads vary in size and the time and manner in which they are assessed to your account. The differences in how and when sales loads are added to mutual fund purchases are called share classes, and not all classes of funds are appropriate for all investors.

Wednesday, August 17, 2011

Tax Requirement of Early Withdrawal of an Annuity


Article originally published on The Motley Fool
08/17/2011

View original HERE


Monday, August 15, 2011

Tax Consequences to the Annuity Beneficiary

If you or your spouse own an annuity, or if you are the beneficiary of one, you must familiarize yourself with the various income tax consequences of the different death benefit payout options.

Not all payout methods are available to all beneficiaries, as the most flexibility is given to the owner's spouse. However, an annuity owner's spouse is not obligated to choose the payout methods reserved only for spouses. The spouse can instead pick any of the other options offered to non-spousal beneficiaries.

Saturday, August 13, 2011

The Issuer and Credit Card Types

Article originally published on NYSE Euronext
08/13/2011

Credit cards are available from countless banks, lenders, retail establishments and other issuers. The specific type of card you obtain depends on your income, credit history and intentions with respect to the card's use. As the plethora of available card types and lenders offering them continues to increase, it's easy to become confused and find yourself struggling to make a decision.

Tuesday, August 09, 2011

Wednesday, July 13, 2011

Insurance Broker Job Description


Article originally published on Chron Small Business
07/13/2011

View original HERE


Friday, July 08, 2011

What Is the Average Commission to Property Casualty Insurance Agents?

Article originally published on eHow Money
07/08/11

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Thursday, July 07, 2011

How to Overcome Life Insurance Obstacles

Article originally published on eHow Money
07/07/11

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Wednesday, July 06, 2011

What Retail License Do I Need for Drop Shipping?

Article originally published on eHow Money
07/06/11

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Tuesday, July 05, 2011

How to Open the Best Online Brokerage Accounts

Article originally published on eHow Money
07/05/11

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How to Increase Your Life Insurance Sales

Article originally published on eHow Money
07/05/11

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How to Get the Best Life Insurance Sales Training

Article originally published on eHow Money
07/05/11

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How to Invest in Agriculture: Choosing the Best Investment Funds

Source: Tax Credits via Flickr
People must eat to survive, and in today’s modern digital world only a small fraction of the population is responsible for producing its own food. Since most people must rely on somebody else to plant, harvest, package and distribute food, investments in the agriculture industry are a logical and rational choice. However, investing in agriculture may appear challenging to the unsophisticated, uninitiated or inexperienced. Many agriculture-related investment funds exist, and finding the best is challenging.

Friday, July 01, 2011

How to Create the Optimal Portfolio

Source: Tax Credits via Flickr
Successful investing is one of the fastest and most efficient ways of increasing your wealth. Unfortunately, since investing requires risk, it is impossible to predict or guarantee the future performance of any account. Thankfully, however, you can reduce or minimize the likelihood of devastating account losses while also maximizing the potential for positive increases. Building a properly structured investment portfolio is akin to creating an artistic masterpiece.

Thursday, June 30, 2011

How to Invest in Gold and Silver

gambone articles invest gold silver
Source: digitalmoneyworld via Flickr
For centuries, precious metals have served as the most basic and universally accepted tangible currency. In modern times, paper money has all but replaced the use of gold and silver, primarily for convenience purposes. However, gold and silver still hold a position of great importance in the financial markets of the world, and the informed investor is in a position to both capitalize on market fluctuations and increase the stability of his own financial situation.

Wednesday, June 29, 2011

How to Have Good Luck in Life

Article originally published on eHow Money
06/29/11

View original HERE

Monday, June 27, 2011

How to Negotiate Survivors Benefits in a Divorce

Article originally published on eHow Money
06/27/11

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Sunday, June 26, 2011

How to Purchase An Electric Sign

Article originally published on eHow Money
06/26/11

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How to Telemarket For Leads

Article originally published on eHow Money
06/26/11

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Can Your Insurance Force You to Use Mail Order in New Jersey?

Article originally published on eHow Health
06/26/11

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Saturday, June 25, 2011

How Long Does it Take to Cash Out of a TSP Account?

Article originally published on eHow Money
06/25/11

View original HERE

Traditional Brokerages Versus Financial Planners

Many differences exist between traditional
brokerage firms and financial planners.
Source: StockMonkeys via Flickr
It is best to enlist the services of a professional when working with complicated investment strategies or other complex financial matters. When considering investments in the stock market, most people hire either a financial planner or a stockbroker. Your specific needs and goals with respect to the money you plan to invest will ultimately determine which of these two types of advisers you choose to work with.

Friday, June 24, 2011

Insurance Rebating Laws in Oklahoma

Article originally published on eHow Money
06/24/11

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Pennsylvania State Crime Code for Verbal Abuse in the Workplace

Article originally published on eHow Money
06/24/11

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Thursday, June 23, 2011

Taxes After You Start Drawing on Social Security

Article originally published on eHow Money
06/23/2011

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Is a Swift Code the Same as a Routing Number?

Article originally published on eHow Money
06/23/11

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Once You Get Emancipated Can You Get Money Out of a Joint Bank Account?

Article originally published on eHow Money
06/23/11

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Wednesday, June 22, 2011

Insurance Rebating Law in Ohio

Article originally published on eHow Money
06/22/2011

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Tuesday, June 21, 2011

How Much Money Does an Office Accounting Specialist Make?

Article originally published on eHow Money
06/21/2011

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Monday, June 20, 2011

What Does the COBRA Subsidy Extension Entail?

Article originally published on eHow Money
06/20/2011

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Insurance Commissions Structure

Article originally published on eHow Money
06/20/2011

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Salary of a Commercial Insurance Broker

Article originally published on eHow Money
06/20/2011

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Insurance Company CEO Salaries

Article originally published on eHow Money
06/20/2011

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Sunday, June 19, 2011

Commissions & Salary for a Commercial Insurance Broker

Article originally published on eHow Money
06/19/2011

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Friday, June 17, 2011

Is There a Limit on How Much You Can Wire Transfer Between Bank Accounts?

Article originally published on eHow Money
06/17/2011

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AML Broker-Dealer Checklist

Article originally published on eHow Money
06/17/2011

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Wednesday, June 15, 2011

Pennsylvania Foreclosure Laws on Two Mortgage Liens

Article originally published on eHow Money
06/15/2011

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Wednesday, June 08, 2011

How to Set Up Email Accounts on Windows Mobile Devices

Article originally published on eHow Tech
06/08/2011

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Thursday, June 02, 2011

How to Configure Mail in Windows Mobile

Article originally published on eHow Tech
06/02/2011

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Wednesday, June 01, 2011

How to Install Apps to Windows Mobile

Article originally published on eHow Tech
06/01/2011

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How to Enable JavaScript on Windows Mobile

Article originally published on eHow Tech
06/01/2011

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How to Save My Text Messages From Windows Mobile

Article originally published on eHow Tech
06/01/2011

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How to Sync a Calendar With Windows Mobile 5

Article originally published on eHow Tech
06/01/2011

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Will Windows Mobile Device Center 6.1 Work With Windows Mobile Version 5.0?

Article originally published on eHow Tech
06/01/2011

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How to Sync Windows Mobile 6.5 With Vista

Article originally published on eHow Tech
06/01/2011

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Rules for Collecting Temporary Disability Insurance

Article originally published on eHow Money
06/01/2011

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Tuesday, May 31, 2011

How to Update My Version of Windows Mobile Device Center

Article originally published on eHow Tech
05/31/2011

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Can I Claim Disability Insurance If I Have Secondary Income?

Article originally published on eHow Money
05/31/2011

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The Death Benefits Claim Procedures for Fidelity Life Insurance

Article originally published on eHow Money
05/31/2011

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Thursday, May 26, 2011

Can I Get Major Medical Insurance Without an Exam?

Article originally published on eHow Health
05/26/2011

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Sunday, May 22, 2011

Selling Life Insurance From Home

Article originally published on eHow Money
05/22/2011

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Short-Term Disability Insurance in Pennsylvania

Article originally published on eHow Money
05/22/2011

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The Average Family Plan Medical Insurance Cost

Article originally published on eHow Health
05/22/2011

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Saturday, May 21, 2011

Short Term Disability Insurance Conditions

Article originally published on eHow Money
05/21/2011

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Does an Employee Retirement Plan Affect Disability Eligibility?

Article originally published on eHow Money
05/21/2011

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Friday, May 20, 2011

Effects to Employees When Retirement Plans Change Hands

Article originally published on eHow Money
05/20/2011

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Wednesday, May 18, 2011

The Steps of Searching for Life Insurance Protection Gaps

Article originally published on eHow Money
05/18/2011

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How Much Does Long-Term Disability Insurance Cost?

Article originally published on eHow Money
05/18/2011

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Can You Own a Life Insurance Policy If You Get SSI?

Article originally published on eHow Money
05/18/2011

View original HERE

 

Tuesday, May 17, 2011

How Secure Is My Long-Term Care Insurance Policy?

Article originally published on eHow Money
05/17/2011

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Can I Still Keep My Disability If My Husband Passed Away & I Got His Life Insurance?

Article originally published on eHow Money
05/17/2011

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Definition of Variables When Dealing With Life Insurance

Article originally published on eHow Money
05/17/2011

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Monday, May 16, 2011

What Does No Disability Insurance Plan in Place Mean?

Article originally published on eHow Money
05/16/2011

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Lifetime Income Options for Participants & Beneficiaries on Retirement Plans

Article originally published on eHow Money
05/16/2011

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Sunday, May 15, 2011

Employee Medical Insurance Policies

Article originally published on eHow Money
05/15/2011

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Friday, May 13, 2011

How Much Disability Insurance Is Needed?

Article originally published on eHow Money
05/13/2011

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Thursday, May 12, 2011

Does a Divorce in New York Nullify My Beneficiary Rights to Life Insurance?

Article originally published on eHow Money
05/12/2011

View original HERE


Coordination of Medical Insurance Benefits

As more and more American families are forced to rely on multiple incomes to generate enough money to pay for living expenses, the instances of duplicate health insurance coverage continue to rise. While it may seem beneficial to be covered by more than one medical benefits plan, it’s essential that you understand how health insurance carriers deal with claims in these cases. Knowing what to expect and how double coverage affects the payment of your claims will save you time and reduce potential confusion.

How to Start Selling Life Insurance in Texas


Article originally published on eHow Business & Personal Finance
05/12/2011

View original HERE


Tuesday, May 10, 2011

How to Determine the Cost of Disability Insurance


Article originally published on eHow Business & Personal Finance
05/10/2011

View original HERE


Monday, May 09, 2011

What Qualifies for Short-Term Disability Insurance?


Article originally published on eHow Business & Personal Finance
05/09/2011

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How to File for Death Benefits in the State of Delaware


Article originally published on eHow Business & Personal Finance
05/09/2011

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Employer Responsibilty for Health Insurance


Article originally published on eHow Business & Personal Finance
05/09/2011

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Sunday, May 08, 2011

Employer Obligations When Offering Health Insurance


Article originally published on eHow Business & Personal Finance
05/08/2011

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Employee's Benefit and Health Insurance Regulations


Article originally published on eHow Business & Personal Finance
05/08/2011

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Is Annuity Yearly?


Article originally published on eHow Business & Personal Finance
05/08/2011

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What Is Commission on Annuities?


Article originally published on eHow Business & Personal Finance
05/08/2011

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Saturday, May 07, 2011

Workplace Retirement Plan Defined


Article originally published on eHow Business & Personal Finance
05/07/2011

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Thursday, May 05, 2011

What Is Single Disability Insurance?


Article originally published on eHow Business & Personal Finance
05/05/2011

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Monday, April 25, 2011

Life Insurance Sales Training


Article originally published on eHow Business & Personal Finance
04/25/2011

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Monday, April 18, 2011

When Do I Become Eligible for Health Insurance From My Employer?


Article originally published on eHow Health
04/18/2011

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Is Term Life Insurance Better than the Investment Type?


Article originally published on eHow Business & Personal Finance
04/18/2011

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The Effects of Divorce on Life Insurance Claims


Getting divorced may have a profound effect on your life insurance policies. In some cases, the divorce court may require you to obtain life insurance or modify your existing policy.

Every situation is different, and although divorce is not uncommon, its effects on your own life insurance policies will be unique. If you are in the middle of divorce proceedings, or soon will be, you should familiarize yourself with the basics regarding life insurance claims, beneficiary designations and how divorce may impact your coverage.

Sunday, April 17, 2011

Can I Legally Buy Life Insurance on My Spouse That I Have Separated From?


Article originally published on eHow Business & Personal Finance
04/17/2011

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What Type of Death Is Not Covered Under Term Life Insurance?


Article originally published on eHow Business & Personal Finance
04/17/2011

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Saturday, April 16, 2011

Comparison of an Annuity vs. Lump Sum Payments


Article originally published on eHow Business & Personal Finance
04/16/2011

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Guidelines for Disability Insurance Coverage


Article originally published on eHow Business & Personal Finance
04/16/2011

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Friday, April 15, 2011

Life Insurance After Divorce

If you’re in the middle of a divorce, or considering getting one in the future, the effects of the divorce on your life insurance could be a major cause for concern. It is advisable to familiarize yourself with the basic rules, regulations and concepts regarding life insurance policies and beneficiary designations, as well as common misconceptions involving the payment of benefits.

Can an Ex-wife Be the Beneficiary on Her Ex-husband's Life Insurance in Texas?


Article originally published on eHow Business & Personal Finance
04/15/2011

View original HERE


Thursday, April 14, 2011

What Does "Primary Carrier" Mean Pertaining to Medical Insurance?

In today's society, a growing number of families require multiple streams of income to generate enough cash flow to support the current lifestyle. When more than one person in the household works for a company that provides group health insurance, the potential for confusion increases significantly.

Duplicate health coverage has become commonplace, resulting in streamlined and generally accepted practices in the majority of states regarding methods to determine which insurance carrier pays first.
Source: 401kCalculator.org

How a Medical Insurance Claim Works

Understanding how medical insurance claims work is essential to preventing any mistakes that could potentially interfere with future treatment. The general process of handling claims remains the same for all policies, but the specific provisions of the policy you have affects how involved you must be as the policyholder.
Source: 401kCalculator.org

What Is Disability Insurance and How Much Can You Buy?

Disability insurance is perhaps one of the most important, yet overlooked and under-purchased, types of policies. If your job is physically dangerous, or if you have hobbies that put you at risk of receiving serious injuries, you should consider purchasing disability insurance coverage. These policies will pay you a portion of your income if you get hurt and can’t work.

Wednesday, April 13, 2011

What Are the Benefits of Disability and Life Insurance Programs?

Insurance is intended to provide protection against unforeseen losses. While some types of insurance are required by law, many others are not. Protecting yourself and your family from detrimental financial loss is imperative. Life and disability insurance are perhaps the two most important types of policies used to protect your ability to generate an income for your family. If you get injured or killed, these policies will provide the funds necessary to maintain your household.

Tuesday, April 12, 2011

Can an Ex-Spouse Keep a Life Insurance Policy on You?

The effects of divorce on life insurance are a common cause for concern. If you recently got divorced, or are in the middle of a divorce, understanding how your life insurance policy may or may not be affected by such dramatic changes in your life is essential to protecting your financial security. The ability of your ex-spouse to keep a life insurance policy on you hinges on who actually owns the policy and whether your divorce settlement specifically addresses this issue.

Monday, April 11, 2011

Strengths & Weaknesses of Annuities

Annuities are retirement investment products managed by life insurance companies. Multiple types of annuities exist, each with its own unique set of features and benefits. An ongoing debate regarding the pros and cons of these products often pits insurance agents and financial advisors against one another, with each side presenting valid and legitimate arguments.
Source: StockMonkeys.com

Wednesday, April 06, 2011

Does an Immediate Annuity Have a Maturity Date?


Article originally published on eHow Business & Personal Finance
04/06/2011

View original HERE


Life Insurance Beneficiaries Rules & Changes

Choosing a beneficiary is an essential part of properly structuring a life insurance policy. You must carefully consider the potential consequences of putting a significant sum of money into another person’s hands. Additionally, you must familiarize yourself with the rules and regulations regarding the various life insurance beneficiary designations, and how each one affects the other.

Monday, April 04, 2011

Surrender Values of Universal Life Insurance Policies?

Several different types of life insurance exist, each with its own unique set of features and benefits. Permanent policies, like universal life, have the added benefit of accumulating cash value over time. However, without a clear understanding of why and how cash value grows within a policy, accessing, withdrawing or otherwise manipulating that money may endanger the stability of your coverage.
Source: StockMonkeys.com

Beneficiary Stipulations for Life Insurance Benefits

One of the most important considerations regarding your life insurance policy involves your beneficiaries, or the person or persons you select to receive the benefit in the event of your death. Multiple beneficiary designations exist, giving you the ability to effectively transfer your assets in the manner you see fit. Understanding the various beneficiary designations, as well as how each interacts with the other, is essential to properly arranging for the distribution of your wealth.

Small Business Health Insurance for Employees

If you own a small business and are considering purchasing a group health insurance policy for your employees, you must become familiar with the most basic and common rules and regulations regarding the implementation of such plans. Insurance is regulated at the state level, resulting in minor differences from one location to the next. However, the vast majority of states have adopted similar laws affecting insurance as an employee benefit.
Source: StockMonkeys.com

Sunday, April 03, 2011

Term & Whole Life Insurance With No Physical Required

A life insurance policy is a legal contract between you and the carrier. The carrier agrees to pay your family a predetermined sum of money if you die while the policy is still in force. Because life insurance presents a potentially significant financial liability for the carrier, these companies take great steps to fully evaluate and analyze the risk posed by each individual applicant.

Friday, April 01, 2011

Do You Have to Pay Back Disability Insurance?

If you purchased a disability insurance policy and subsequently became disabled, your policy's benefits would become activated and the plan would begin providing for those items and situations previously defined in the contract. Repaying money provided by disability insurance is a common concern for consumers unfamiliar with exactly how these policies work.

Understanding Health Insurance: A Guide to Billing


Article originally published on eHow Health
04/01/2011

View original HERE


Thursday, March 31, 2011

Gold Certificate Vs. Federal Reserve Note


Article originally published on eHow Business & Personal Finance
03/31/2011

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How Annuities & Retirement Accounts Work


Article originally published on eHow Business & Personal Finance
03/31/2011

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Wednesday, March 30, 2011

Annuity Withdrawals

Annuities are retirement investment vehicles owned and managed by insurance companies. While countless annuity products are available from multiple carriers, the rules regarding withdrawals from those accounts remain the same.

If you have retirement money invested in an annuity, understanding the rules and regulations regarding distribution of that money is essential.

Monday, March 21, 2011

Help: I Chose the Wrong Retirement Annuity


Article originally published on eHow Business & Personal Finance
03/21/2011

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Friday, March 18, 2011

Rated Vs. Non-Rated Life Insurance

A life insurance contract places potentially significant financial liability on the company issuing the policy. Carriers go to great lengths to properly evaluate this risk and determine an appropriate premium to ensure their ability to fulfill their obligations. At the conclusion of their risk analysis, some policies are issued with higher premiums than others based on the carrier’s perception of how much risk an applicant poses.

Thursday, March 17, 2011

Long-Term Care Insurance Analysis

Aging is an inevitable part of life, and the older we get the more likely we will require some form of professional medical assistance. The cost of health care in the United States is increasing every year, and the cost of nursing home and assisted living care keeps steady pace. By understanding the basic components of a long-term care insurance policy, and eventually purchasing coverage, you will have taken an appropriate step to protecting your family and your finances.

Wednesday, March 09, 2011

Disability Insurance Guidelines


Article originally published on eHow Business & Personal Finance
03/09/2011

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Why Is Disability Insurance Necessary?


Article originally published on eHow Business & Personal Finance
03/09/2011

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Is There a Penalty for Taking Out an Annuity Early?

Annuities are retirement investment vehicles managed and maintained by life insurance companies. They come in a variety of types, each with its own benefits and advantages. However, regardless of the type of annuity, the tax treatment of those accounts, and the money accumulating within them, is subject to the same rules and penalties. If you own an annuity and are considering a withdrawal prior to reaching retirement age, you should understand the potential consequences of that decision.
Source: StockMonkeys.com

Life Insurance Policy for the Disabled


Article originally published on eHow Business & Personal Finance
03/09/2011

View original HERE


Monday, March 07, 2011

Small Business Retirement Plan Comparison


Article originally published on eHow Business & Personal Finance
03/07/2011

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Sunday, March 06, 2011

What Type of Retirement Is Provided by an Insurance Company?


Article originally published on eHow Business & Personal Finance
03/06/2011

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Does a Company Have to Offer Health Insurance to All Employees?


Article originally published on eHow Business & Personal Finance
03/06/2011

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Types of Life Insurance Agent Contracts


Article originally published on eHow Business & Personal Finance
03/04/2011

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Friday, March 04, 2011

Explanation of Federal COBRA Benefits for Health Insurance


Article originally published on eHow Health
03/04/2011

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The Best Health Insurance for a Young Married Couple


Article originally published on eHow Health
03/04/2011

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What Is the Average Out of Pocket Deductible in Health Insurance?


Article originally published on eHow Business & Personal Finance
03/04/2011

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The Best Health Insurance Coverage for Small Businesses


Article originally published on eHow Business & Personal Finance
03/04/2011

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Thursday, March 03, 2011

What Is a T-Flex Annuity?


Article originally published on eHow Business & Personal Finance
03/03/2011

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Is a Life Insurance Policy a Good Way to Save for Retirement?


Article originally published on eHow Business & Personal Finance
03/03/2011

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Is it Harder to Get Life Insurance Coverage If You Have Already Been Denied Before?


Article originally published on eHow Business & Personal Finance
03/03/2011

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Health Insurance for a Minor Child Due to Remarriage


Article originally published on eHow Business & Personal Finance
03/03/2011

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Wednesday, March 02, 2011

Does a Member-Managed LLC Qualify for Small Business Health Insurance?


Article originally published on eHow Business & Personal Finance
03/02/2011

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The Best Catastrophic Health Insurance


Article originally published on eHow Health
03/02/2011

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Monday, February 28, 2011

Health Insurance Plans for Small Business Owners


Article originally published on eHow Business & Personal Finance
02/28/2011

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How Do Beneficiaries Claim Life Insurance?


Article originally published on eHow Business & Personal Finance
02/28/2011

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How Can a Small Business Join & Get Group Health Insurance?


Article originally published on eHow Business & Personal Finance
02/28/2011

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Help With Guaranteed Health Insurance


Article originally published on eHow Health
02/28/2011

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Who Is Eligible for Health Insurance Coverage?


Article originally published on eHow Business & Personal Finance
02/28/2011

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Sunday, February 27, 2011

Decreasing Life Insurance


Article originally published on eHow Business & Personal Finance
02/27/2011

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How Health Insurance Claims Work


Article originally published on eHow Health
02/27/2011

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Financial Planning As an Employee Benefit


Article originally published on eHow Business & Personal Finance
02/27/2011

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Saturday, February 26, 2011

Health Insurance Plans for LLCs


Article originally published on eHow Business & Personal Finance
02/26/2011

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Tuesday, February 22, 2011

What to Look for in Health Insurance Coverage?


Article originally published on eHow Health
02/22/2011

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Annuity Resources


Article originally published on eHow Business & Personal Finance
02/22/2011

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Monday, February 21, 2011

What You Need to Get Life Insurance


Article originally published on eHow Business & Personal Finance
02/21/2011

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Thursday, February 17, 2011

Individual Life Insurance Policies


Article originally published on eHow Business & Personal Finance
02/17/2011

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Tuesday, February 15, 2011

What You Need to Know About Term Life Insurance


Article originally published on eHow Business & Personal Finance
02/15/2011

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Monday, February 07, 2011

Are There Advantages for an Independent Health Insurance Agent to Work for a General Agency?


Article originally published on eHow Business & Personal Finance
02/07/2011

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Saturday, February 05, 2011

Definition of a Final Expense Life Insurance Policy


Article originally published on eHow Business & Personal Finance
02/05/2011

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Can Credit Cards Go After My Life Insurance Benefits?


Article originally published on eHow Business & Personal Finance
02/05/2011

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How Does Life Insurance Accumulate Cash Value?


Article originally published on eHow Business & Personal Finance
02/05/2011

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Friday, February 04, 2011

What Questions Are Asked to Get Private Life Insurance?


Article originally published on eHow Business & Personal Finance
02/04/2011

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Thursday, February 03, 2011

Secondary Health Insurance for Children


Article originally published on eHow Health
02/03/2011

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Wednesday, February 02, 2011

Can I Get Group Health Insurance With an LLC?


Article originally published on eHow Business & Personal Finance
02/02/2011

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Tuesday, February 01, 2011

Health Insurance for Americans

Of all the available types of insurance products, health insurance is perhaps one of the most important types you can purchase.

America has some of the most advanced medical capabilities anywhere in the world, but access to the techniques and resources necessary to enhance and even extend your life becomes difficult without proper medical coverage.

Can a Small Group Health Insurance Application Be Rejected?


Article originally published on eHow Business & Personal Finance
02/01/2011

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Wednesday, January 26, 2011

Employer Group Health Insurance Benefits


Article originally published on eHow Business & Personal Finance
01/26/2011

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Monday, January 24, 2011

Divorce & Distribution of Life Insurance Benefits


Article originally published on eHow Business & Personal Finance
01/24/2011

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Beneficiary Rights for Life Insurance


Article originally published on eHow Business & Personal Finance
01/04/2011

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Primary Vs. Secondary Health Insurance


Article originally published on eHow Business & Personal Finance
01/24/2011

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Coordination of Benefits for Health Insurance


Article originally published on eHow Health
01/24/2011

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What Is a Life Insurance Protection Gap?


Article originally published on eHow Business & Personal Finance
01/24/2011

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Monday, January 10, 2011

Easy Health Insurance Guide


Article originally published on eHow Health
01/10/2011

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Thursday, January 06, 2011

How to Collect Life Insurance After a Divorce


Article originally published on eHow Business & Personal Finance
01/06/2011

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Tuesday, January 04, 2011

The Beneficiary's Guide to Life Insurance


Article originally published on eHow Business & Personal Finance
01/04/2011

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Sunday, January 02, 2011

How Much of Your Earnings Can Be Invested in an IRA?


Article originally published on eHow Business & Personal Finance
01/02/2011

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