Article originally published on eHow Money
09/30/2009
View original HERE
Wednesday, September 30, 2009
Tuesday, September 29, 2009
How Are Withdrawals From a Deferred Annuity Taxed?
Taxation of annuity withdrawals depends on whether the annuity is qualified or non-qualified
The Basics
The two types of annuities are qualified and non-qualified, and withdrawals from either of these annuity types will result in taxation, but in different amounts and under different circumstances.
Monday, September 28, 2009
Sunday, September 20, 2009
Saturday, September 19, 2009
Friday, September 18, 2009
Wednesday, September 16, 2009
Tuesday, September 15, 2009
What Is the Average Cost of Term Insurance?
Term life insurance is one of the most powerful benefits a person can purchase, especially when his need for coverage is high but his financial resources are limited. Term policies can be purchased for very little money and can provide significant benefits to healthy individuals. Families can be protected and lifestyles can be maintained with the proper amount of term life insurance.
Unfortunately, it is difficult to estimate the cost of a person's policy. Far too many factors go into determining how much someone would pay for a policy. However, it is possible to provide price points for the most common categories of people using the most common sizes of policies that are typically purchased.
Unfortunately, it is difficult to estimate the cost of a person's policy. Far too many factors go into determining how much someone would pay for a policy. However, it is possible to provide price points for the most common categories of people using the most common sizes of policies that are typically purchased.
Can You Get Credit From Life Insurance Policies?
Exercise caution when borrowing from permanent life insurance cash value
One of the most common methods being used for personal microloans and smaller purchases is a withdrawal of life insurance cash values. Although not specifically intended as a source of credit or lending, the cash value account in a permanent life insurance policy may be used for purposes other than funding the life insurance contract itself.
The Role of Deposit Insurance (FDIC)
Here's what the FDIC is, and what it means for you
However, over time and as the public’s faith in the strength of the United States government increased, the number of exchanges decreased to an insignificant level. This led to the removal of the exchange rights of currency holders, and the introduction of a new potential concern; what if the banking institution holding a person’s deposits becomes insolvent?
Thursday, September 10, 2009
Life Insurance Definition of "Dependent"
An insurance company's definition of "dependent" may not be exactly what you think
One of the common contract definitions that is often a source of confusion is that of the policy owner’s Dependents. Far too many people are mistaken about the specific definition of a Dependent, and fail to verify the accuracy of their assumptions.
By ensuring proper comprehension of a Dependent, the owner can make educated decisions to most securely protect the entire family.
Wednesday, September 09, 2009
Lump Sum Vs. Annuity Settlements
Carefully consider the potential ramifications of the various annuity payout options available to you before making a decision that affects the rest of your life
Annuity payments are a very common method of transferring large sums of money to a recipient over the course of time. These types of structured settlements are often in the best interests of both parties.
The payor is not required to produce a large lump sum of money at one time, and the payee receives the benefits of a guaranteed stream of predictable recurring payments. Many individuals choose to have their retirement funds paid to them in the form of annuity payments; traditional pension plan payments to retired workers are a form of annuity payments.
Many lawsuit payouts are in the form of annuity payments.
Tuesday, September 08, 2009
Problems With Fixed Index Annuities
Know your contract to avoid purchasing a product that's not suitable
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On the surface, these retirement products sound almost too good to be true, but they are a powerful investment vehicle for moderate consumers. However, anytime a guarantee is associated with an investment account, there are bound to be significant potential complications and additional expenses.
Thursday, September 03, 2009
Can You Have More Than One Life Insurance Policy?
Purchasing more than one life insurance policy is actually a very common strategy
Wednesday, September 02, 2009
How Often Does the Government Make New Money?
How often paper bills need to be replaced depends on the denomination
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| StockMonkeys.com |
When this is combined with the fact that paper money has a limited lifespan, it becomes clear that the United States has a significant need to continue printing paper currency in extremely large amounts on a regular basis.
Tuesday, September 01, 2009
Factors Affecting the Growth of Fast Food Companies
Behind the burgers, fast food companies are just like any other business operation
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| matthewennisphotography/iStock/Getty Images |
Significant research and effort may be required to strengthen the business and increase profits.