Should I Take Lump Sum From Life Insurance?

Life insurance can serve multiple purposes besides simply providing your heirs with money if you die. Certain types of policies can provide benefits while you're still alive in the form of tax-free investment growth.

However, if you own one of those types of policies and are considering a lump sum withdrawal, several factors must be evaluated, as that distribution can affect your family's future financial well-being.

How to Use an Annuity for a Down Payment

Article originally published on The Nest
05/20/2012

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Can I Analyze My Own Investments or Should I Pay an Advisor?

Hiring an investment advisor may be the wisest decision.

The debate over whether average consumers should analyze their own investments and manage portfolios has raged on for years. Growing armies of do-it-yourself investors present compelling arguments illustrating that it is indeed possible to create and maintain a profitable investment portfolio without any involvement from licensed professionals.

While advisors don't dismiss this possibility altogether, they stress that those cases are not the norm and there are countless other reasons that hiring a professional is the wisest choice.

Insurance Business Growth: Direct vs. Independent Agents

Article originally published on Chron.com
05/13/2012

View original HERE