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How to Get a Health Insurance Quote for a Small Business
Source: ccPixs |
Monday, March 08, 2010
Saturday, March 06, 2010
Friday, March 05, 2010
Difference Between Guaranteed & Non-Guaranteed Term Insurance
Of all the available types of life insurance, term insurance is the simplest to understand and typically the least expensive to purchase.
The concept is simple: You agree to pay the insurance company a specified premium for a predetermined number of years, and the insurance carrier agrees to pay your beneficiaries a specified amount of money if you die during that period.
However, many life insurance contracts have "non-guaranteed" provisions that can be a potential cause for concern.
The concept is simple: You agree to pay the insurance company a specified premium for a predetermined number of years, and the insurance carrier agrees to pay your beneficiaries a specified amount of money if you die during that period.
However, many life insurance contracts have "non-guaranteed" provisions that can be a potential cause for concern.
What Are the Benefits of an Independent Insurance Broker?
Insurance is sold by two types of agents: captive and independent. Although both types of agents can help you purchase acceptable insurance products, the independent insurance broker typically offers additional value not seen with captive agents.
Common Nullifications of Life Insurance Payouts
A life insurance policy is a legal contract between you and an insurance company. It clearly describes each party's obligations, as well as the consequences if either does not fulfill those obligations.
Your obligation is to regularly pay the policy's premium, and the insurance company’s obligation is to pay your beneficiary when you die.
However, the company can deny the payment of your death benefit under certain instances. Every life insurance contract describes a “contestability period” during which the insurance carrier may nullify or amend the amount of money paid to your family.
Your obligation is to regularly pay the policy's premium, and the insurance company’s obligation is to pay your beneficiary when you die.
However, the company can deny the payment of your death benefit under certain instances. Every life insurance contract describes a “contestability period” during which the insurance carrier may nullify or amend the amount of money paid to your family.
Tuesday, March 02, 2010
Monday, March 01, 2010
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