01/29/2010
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Friday, January 29, 2010
Thursday, January 28, 2010
Tuesday, January 26, 2010
Saturday, January 16, 2010
How to Decrease Term Mortgage Life Insurance
One of the easiest types of life insurance to get is term mortgage life insurance. Almost every mortgage company offers, or makes available, some form of mortgage protection policy that will pay off the remaining balance of your primary mortgage in the event of your death.
You can obtain this coverage with relative ease, as there is typically little to no underwriting involved. After a number of years, when your outstanding mortgage balance has been decreased, many homeowners consider reducing the total life insurance benefit provided by the policy.
While the general rule of thumb is that there's no such thing as too much life insurance coverage, if you've decided that decreasing the amount of your mortgage insurance policy is necessary and appropriate for your situation, here's how to do it:
You can obtain this coverage with relative ease, as there is typically little to no underwriting involved. After a number of years, when your outstanding mortgage balance has been decreased, many homeowners consider reducing the total life insurance benefit provided by the policy.
While the general rule of thumb is that there's no such thing as too much life insurance coverage, if you've decided that decreasing the amount of your mortgage insurance policy is necessary and appropriate for your situation, here's how to do it:
Friday, January 15, 2010
Thursday, January 14, 2010
Wednesday, January 13, 2010
Tuesday, January 12, 2010
Monday, January 11, 2010
Saturday, January 09, 2010
How Do I Unenroll From a Simple IRA?
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| Source: StockMonkeys |
Money-Zine.com states that “they are very much like 401k plans for small businesses.” Compared to 401(k)s, Simple IRAs are easier to understand and administer, and appear identical to workers.
If your employer arranged a Simple IRA, but you no longer want your money in that account, you can move it elsewhere.
However, the receiving account into which you transfer funds, as well as the method of transfer, will determine if income taxes and penalties will be charged.
Friday, January 08, 2010
Thursday, January 07, 2010
Wednesday, January 06, 2010
Monday, January 04, 2010
Procedures for Insurance Credentialing
By obtaining different certifications and credentials, you can quickly and easily separate yourself from those agents and brokers who have not taken the time to prove their abilities, or who simply do not have your same level of education and industry knowledge.
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