How I Got My Child a Cell Phone For $10 Per Month

Deciding whether or not to buy your child a cell phone is a decision that is both personal and fraught with complications. Every child, every family, every situation is unique, making it difficult to judge your decisions by looking at other parents and their children. The debate over how young is too young when it comes to cell phones is one that has raged on for many years and will likely continue for many more.

My opinion on the matter is straightforward – if your child will ever be alone, or away from home without a parent, then a cell phone is justified. As a single father of two children, I would rather be safe than sorry when it comes to my kids. My children are never home alone, do not go places without me, and are only babysat by close family (or those friends who are just like a member of the family).

7 Steps to a Roth IRA Conversion

There are several factors that must be considered before converting to a Roth IRA

Source: StockMonkeys.com

Converting your traditional IRA to a Roth IRA is a relatively easy process, but not one that should be taken lightly. A conversion of this type has income tax ramifications and could potentially impact your lifestyle during retirement.

While the process is simple, several factors must be weighed and considered before initiating the conversion.

Is a Spouse's Signature Required for a 401(k) Loan?

Article originally published on The Nest
06/20/2012

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Insurance Claims Denied Due to a Cosmetic Procedure Not Allowed

Article originally published on The Nest
06/03/2012

View original HERE