Sunday, July 08, 2012

Non Qualified Investment Accounts Vs. Qualified Accounts

Article originally published on Zacks.com
07/08/2012

View original HERE
 

Friday, July 06, 2012

Life Insurance After a Cardiac Bypass

Buying life insurance can be a confusing and complicated task, especially if your medical history is less than perfect. Insurance companies take on significant liability by issuing policies to people with health problems.

Some companies even refuse to offer coverage to those with certain issues. Cardiac bypass surgery is one such issue, but that doesn't mean you can't get a life insurance policy. If you've had a cardiac bypass you should familiarize yourself with how the industry reacts to buyers like yourself and what you should expect if you submit an application.

Is Taking Out a 401(k) Loan Better Than a Credit Card?

Article originally published on The Nest
07/06/2012

View original HERE

Thursday, June 28, 2012

How I Got My Child a Cell Phone For $10 Per Month

Deciding whether or not to buy your child a cell phone is a decision that is both personal and fraught with complications. Every child, every family, every situation is unique, making it difficult to judge your decisions by looking at other parents and their children. The debate over how young is too young when it comes to cell phones is one that has raged on for many years and will likely continue for many more.

My opinion on the matter is straightforward – if your child will ever be alone, or away from home without a parent, then a cell phone is justified. As a single father of two children, I would rather be safe than sorry when it comes to my kids. My children are never home alone, do not go places without me, and are only babysat by close family (or those friends who are just like a member of the family).

Friday, June 22, 2012

7 Steps to a Roth IRA Conversion

There are several factors that must be considered before converting to a Roth IRA

Source: StockMonkeys.com
Converting your traditional IRA to a Roth IRA is a relatively easy process, but not one that should be taken lightly. A conversion of this type has income tax ramifications and could potentially impact your lifestyle during retirement.

While the process is simple, several factors must be weighed and considered before initiating the conversion.

Wednesday, June 20, 2012

Is a Spouse's Signature Required for a 401(k) Loan?

Article originally published on The Nest
06/20/2012

View original HERE
 

Sunday, June 03, 2012

Insurance Claims Denied Due to a Cosmetic Procedure Not Allowed

Article originally published on The Nest
06/03/2012

View original HERE